Insurers need internal insurance
One cannot doubt that the Indian insurance sector grew at a robust pace, stands at a pivotal juncture, and has matured into one of the economy's deepest institutional pools of long-term capital. However, the Economic Survey (2025-26) warns that internal operational dynamics pose a “risk to the core financial strength of insurers.” For example, it states that private life insurers, despite robust topline growths, have seen their net profit stagnate, as margins are compressed. The non-life sector faces high combined ratios, which forces a “heavy reliance on investment income (generally from stocks) to subsidise operations, a strategy that exposes the sector’s bottom line to capital market volatility.” In both cases, there is trouble.

India's GIFT City attracts Lloyd's and other global reinsurers, sources say
GIFT City attracts Lloyd's and other global reinsurers, sources say

Supreme Court to examine tax treatment of delayed PF, ESI deposits
 

Budget must give tax relief in household medical costs: Insurance industry
 

Axis Max Life celebrates everyday heroes as 'Bharosa Tum Ho' brand campaign enters its next chapter
 

Travel, insurance emerge as biggest spends of Indian households in CY25
In calendar year 2025 (CY25), every ₹100 spent by Indians is anchored in travel, which alone absorbs ₹37, underscoring the dominance of mobility and holidays in household wallets. Insurance emerges as the second-biggest priority in Indian households at ₹25, signaling rising risk awareness and protection-led spending. Daily essentials and big-ticket items still matter, with ₹10 flowing into FMCG and ₹8 into consumer durables, while organised retail chains capture ₹6 as shoppers consolidate purchases in formal formats. Education, media and entertainment, and e-commerce together account for a modest slice, indicating that beyond travel and protection, consumers are selectively upgrading, not uniformly splurging, across discretionary categories.

Cholamandalam announces GWP of ₹2,337 crore for 3rd quarter
Chennai: Cholamandalam MS General Insurance Company Ltd, a joint venture between the Murugappa Group and Mitsui Sumitomo Insurance Group of Japan, announced on Thursday a Gross Written Premium (GWP) of ₹2,337 crore for the third quarter ended December 31, 2025. This quarter, the company posted an increase from ₹2,057 crore reported during the same period in the previous financial year, stated a press release issued by the company.

Average ticket size of policies increased 13% in Q3FY26, backed by GST exemption, says Niva Bupa CFO
Kolkata: Niva Bupa Health Insurance's average ticket size of policies increased by around 13 per cent year-on-year in the third quarter this fiscal, backed by GST exemption on individual health insurance premiums, says its Executive Director and Chief Financial Officer Vishwanath M. In an interaction with businessline, Vishwanath says the insurer has passed on the impact of GST input credit loss to its distributors uniformly across the board. Excerpts: 

Best health insurance policy in India: how to judge if the sum insured is actually usable
 

Niva Bupa aims to turn profitable in Q4 FY26: CFO Mahendra Vishwanath
 

Sebi gives no-objection for NSE IPO, clearing path for listing
NSE gets SEBI’s nod for IPO
The Financial Express

Gold, silver ETFs log biggest single-day fall as prices crash 10-20%
Nippon India gold ETF, the largest in the category, tumbled 10.1 per cent on the National Stock Exchange (NSE). This is the highest single-day decline for the scheme which was launched in 2007.

Best LIC fund: Lumpsum investment doubles in 3 years; Rs 10K SIP grows to Rs 34 lakh in 10 years
Consistency across market cycles is what separates an average mutual fund from a truly standout performer. Among LIC Mutual Fund schemes, one fund that has quietly built a strong long-term track record is the LIC MF Infrastructure Fund – Direct Plan – Growth.

Dividend yield funds suit moderate-risk investors seeking lower volatility
 

Groww among bidders for Prudential’s India asset management firm
Prudential Financial Inc.’s India asset manager has received offers from at least two local bidders, according to people with knowledge of the matter.  State Street Investment Management-backed Groww Asset Management Ltd. and Edelweiss Asset Management have placed bids for PGIM India Asset Management Pvt Ltd., the people said, asking to remain anonymous as the information is private.